One of Our Three Core Principles:

Safety First!

What is the Safest Place for Retirement Money?

You need to find the safest place for your retirement money, a place where your principal amount will be protected. We put protection before anything else when assisting clients.

The safest course of action for you in retirement will be different depending on your specific situation, needs, and goals. Everybody is different, and so, everyone is deserving of recommendations with their individual situation in mind. Retirement strategies are not “one-size-fits-all.”

Safety Becomes More Important in Retirement

Most people start looking for ways to keep their nest egg protected as they get closer to retirement. The ups and downs of the stock market could lead to your account dropping in value. This risk isn’t a big concern during your working years. However, as you get older, you have less and less time to recover from losses. As a result, you’re probably more concerned with safety than you were previously. With this in mind, we can direct you toward products such as annuities and life insurance policies. These options come with numerous benefits, including safety. One of these products could be the perfect choice for you to guarantee* that you don’t run out of money in retirement.

Is an Annuity the Answer?

Certain annuity products, such as fixed indexed annuities (FIAs) may be a very good option if you’re looking for a safe place for your retirement money. The issuing insurance company backs the guarantee* that you won’t lose any of it. Unlike other financial vehicles out there, however, FIAs can also offer reasonable rates of return.** The money in your annuity grows based on the performance of an external index or indexes, but does not invest your money directly in the stock market. Furthermore, this money is gained tax-deferred. This means you won’t pay income tax on the money until you withdraw it.