One of Our Three Core Principles:
Keep It Simple
Creating a Simple Retirement Strategy
Creating a retirement strategy can be complicated, but it doesn’t have to be. There are a lot of decisions to make: Where is the best place to put your money? How long should you keep it there? Different accounts have different features, and your priorities and needs are unique to you. Furthermore, they will likely change over time. For example, as you get closer and closer to retirement, you may become more concerned with keeping your money safe than you were previously.
It's essential to know all your options:
You deserve a strategy that you understand.
A complicated retirement strategy isn’t necessarily a better one. In fact, we believe that some of the best retirement strategies are simple ones. A simple retirement strategy may allow you to understand where your money is and be confident that it’s safe.
A Simple Retirement Strategy With Protection
We may be able to help you obtain this element of simplicity in retirement. There are options you may not have considered, which can provide you with safety and reasonable rates of return,** all while being straightforward to understand. These are the values we believe are crucial to crafting a successful retirement strategy. One option to consider, for example, is a fixed indexed annuity, or FIA. An FIA is an insurance product that gains interest based on the performance of an index, but does not invest your money in the market. For this reason, an FIA may allow you to reach your retirement goals. You can gain interest when the stock market is up, and yet, suffer no losses when it falls. For this reason, many would consider an FIA the “best of both worlds.”
We Can Help
A simple retirement strategy is possible, and we may be able to help you in your journey to creating one. A strategy that leads to you spending your retirement worried about your money and the possibility of losing it is far from an ideal one. If you ask us, it would be best for you to have a retirement strategy that brings you confidence and peace of mind. Do you have enough money to last? Could a stock market drop lose you some or all of your hard-earned savings? What impact could taxes have on your retirement future? We can help you answer these questions and more to alleviate some of your retirement worries. Contact us today to register for an educational dinner seminar and learn more, or to schedule a one-on-one meeting so we can discuss your retirement.